No hidden fees. No cards. No plastic.
It’s quick and easy. Download our app to create an account and apply for a quick credit decision.
Quick and easy.
Download our app to create an account and apply for a quick credit decision.
Download and sign up.
To get started you’ll need to be at least 18 years old, live within eligible U.S. states and have the following:
- U.S. mobile number
- Email address
- Social Security number or ITIN
You pick your plan.
Take control of how you pay with our flexible plans.
- Find a plan that works for you
- Pay in up to 24 monthly installments 1
- Choose your repayment date
Take control and keep track in the app.
Pay smarter, manage plans, and track your payments. All from one easy app.
Manage plans like a pro.
Use our app to stay on top of spending and in control of your plans.
- View upcoming payments
- Keep track of repayment dates
- Receive helpful payment reminders
- Pay off plans early if you want to (without penalties or fees)
It’s time to pay smarter.
Get the Opy app now.
Download the app