Opy USA and Everyware to Launch First Ever Buy Now Pay Later, Pay by Text Offering.

SAN DIEGO (October 12, 2021) — ‘Buy now, Pay smarter.’ company, Opy USA, Inc., (Opy), and its parent company Openpay Pty Ltd (ASX: OPY) (Openpay), today announced a ground-breaking partnership with Everyware; a leading contactless payments and customer engagement solutions company. Through this distinctive partnership, Opy will incorporate its highly differentiated, next-generation Buy Now, Pay Smarter product offering within the Everyware platform; an evolved Buy Now, Pay Later (BNPL) service for consumers craving fair and affordable funding for meaningful and life-altering purchases.

The partnership establishes the first Pay by Text BNPL solution, delivering payment options to consumers when needing reliable financing the most. As studies indicate, 69 percent of US consumers would be more likely to pay bills on time via text, coupled with the fact that 92 percent of US adult phones are text-enabled, Opy and Everyware’s partnership provides a visionary approach to capture substantial, large-dollar transactions.

“This innovative partnership with Everyware perfectly aligns our next generation BNPL products within the growing consumer Pay by Text market,” said Brian Shniderman, Opy’s US CEO and

Global Chief Strategy Officer for Openpay. “Everyware’s advanced communications capabilities and Pay by Text service offerings will enable consumers to pay for pivotal life purchases across targeted verticals such as healthcare, home improvement, auto repair and servicing, and education, to name a few. In partaking in the latest consumer payment trends, we continue to accelerate our strategic mission in bringing financial ease to consumers during financially life-altering moments as we continue to pioneer the US payments landscape.”

In addition to becoming the first BNPL provider to offer Pay by Text capabilities to consumers, the partnership further expands Opy’s objectives to launch and amass multiple wholesale merchant and distribution models with leading aggregators, and in Americanizing the Opy brand and platform, two vital initiatives completed in light of the company’s US launch.

“Our partnership with Everyware brings together two inventive, fintech brands who are revolutionizing the payments industry,” commented Kim Schwendeman, Opy’s SVP, Head of Channel Partnerships. “We are pleased to partner with leading aggregators like Everyware to offer our next-generation BNPL products to merchants and consumers. We are confident that this partnership will grow and expand as the technology evolves and provides easier access to better payment methods.”

“With Opy, we are now able to feature a differentiated BNPL offering that will enable merchants and consumers alike to have greater control over their financial decisions and payment options, which is in line with our commitment to jumpstarting the next generation of payments,” said Kevin Feagan, Chief Revenue Officer of Everyware”. “We truly look forward to the success that this partnership will bring.”

For more information, www.opy.com.

About Openpay and Opy

Openpay Group Ltd (ASX: OPY) is a global, fast-growing, and highly differentiated provider of ‘Buy now pay later’ (BNPL) payment solutions. Through its platform, Openpay delivers the most flexible BNPL plans in the market, with longer terms – up to 24 months, and with higher limits – of up to $20,000. Openpay brings fairness, transparency, and flexibility to merchants and consumers alike, and focuses on industries where it can truly make a difference: Automotive, Healthcare, Home Improvement, Memberships, and Education. The company focuses on providing a greater range of payment solutions and has created a powerful next generation BNPL solution—Buy Now, Pay Smarter—that provides transparency and control to consumers when they need it most. Openpay’s B2B offering, OpyPro, is a SaaS-based platform that enables companies to manage trade accounts end-to-end, including applications, credit checks, approvals, and account management all in one system. Openpay provides services to, payment processors, merchants, and their customers in Australia, New Zealand, United Kingdom, and in the United States, where it operates under the brand name Opy. The company was recent ranked number 318 on the Deloitte Technology Fast 500™ Asia Pacific 2020, and is ranked 41 on the Deloitte Technology Fast 50 Australia. For more information, www.opy.com.

About Everyware

Launched by Larry Talley and Scott Orlinsky in 2015, Everyware is a leading contactless payments and customer engagement solutions company. Everyware offers simple billing solutions for organizations in a wide variety of industries helping companies collect payments and connect with customers, especially through text messaging, the ultimate contactless technology. The company helps clients to boost revenue, reduce chargebacks and refunds, as well as improve customer service. There is no other highly secure, mobile communication platform and payment gateway on the market that combines these tools to meet the demand. It is the most straightforward, simple and scalable Pay by Text platform that has the capability to work alongside existing systems with easy integration. For more information, visit www.Everyware.com.

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Opy USA Announces Multi-Million Dollar Warehouse Facility with Goldman Sachs and Atalaya Capital Management.

SAN DIEGO (October 7, 2021)‘Buy now, Pay smarter.’ company, Opy USA, Inc., (Opy), and its parent company Openpay Group Ltd (ASX: OPY) (Openpay), announced today the signing of a $271.4 million secured debt facility with Goldman Sachs and investment advisory firm Atalaya Capital Management. As Opy solidifies its expansion into the US payments market, this unparalleled opportunity rapidly accelerates Opy’s US presence, enabling the company in providing its differentiated next-generation Buy Now Pay Later (BNPL) products to US consumers with transparent, affordable rates; a financial offering unprecedented until now.

“This transaction is a major opportunity for Opy and our BNPL product offering,” said Brian Shniderman, Opy CEO and Global Chief Strategy Officer for Openpay. “In establishing this funding facility, our strategic rollout is accelerated, advancing our momentum in working with leading payment processors and merchant aggregators nationwide. We are creating a lasting loan program that changes the lives of US consumers who until now, could not afford crucial life purchases, such as important medical procedures or paramount servicing to their commuter cars. We are steadily revolutionizing the BNPL industry and now with this facility, we are set to grow our US business at an entirely new scale.”

The receivables funding facility is a sizeable milestone for Opy, offering transactions for merchants and consumers within new jurisdictions and territories, as well as providing the foundational groundwork to support growth within these regions.

“We are excited and honored for Goldman Sachs and Atalaya to serve as our foundational funding financial institutions. Working with these funders allows us to scale quickly to provide Opy products to US consumers with alternative payment options for meaningful life purchases,” commented Efrat Yellin, CFO of Opy.

“Opy’s BNPL product can help US consumers budget and manage their expenses, and will provide a financial solution that is needed in the market,” explained James Intermont, Principal at Atalaya Capital Management. “We’re excited to support Opy’s expansion into the US payments sector with this credit facility.”

“Goldman Sachs and Atalaya have a strong financial existence and paired with our commitment to bringing innovation to the payments industry, we’re grateful to be aligned on this collaboration,” Shniderman continued. “We are defining the future of payments, and we are excited by the disruption being created within the fintech landscape. We have designed Opy from the ground up, and with it, we are creating the next generation buy now, pay later solution.”

For more information, www.opy.com.

About Openpay and Opy

Openpay Group Ltd (ASX: OPY) is a global, fast-growing, and highly differentiated provider of ‘Buy now pay later’ (BNPL) payment solutions. Through its platform, Openpay delivers the most flexible BNPL plans in the market, with longer terms – up to 24 months, and with higher limits – of up to $20,000. Openpay brings fairness, transparency, and flexibility to merchants and consumers alike, and focuses on industries where it can truly make a difference: Automotive, Healthcare, Home Improvement, Memberships, and Education. The company focuses on providing a greater range of payment solutions and has created a powerful next generation BNPL solution—Buy Now, Pay Smarter—that provides transparency and control to consumers when they need it most. Openpay’s B2B offering, OpyPro, is a SaaS-based platform that enables companies to manage trade accounts end-to-end, including applications, credit checks, approvals, and account management all in one system. Openpay provides services to, payment processors, merchants, and their customers in Australia, New Zealand, United Kingdom, and in the United States, where it operates under the brand name Opy. The company was recent ranked number 318 on the Deloitte Technology Fast 500™ Asia Pacific 2020 and is ranked 41 on the Deloitte Technology Fast 50 Australia. For more information, www.opy.com.  

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Opy USA and PatientNow Partner to Support Medical Practices Manage Growing Payment Needs.

SAN DIEGO (October 6, 2021)‘Buy now, Pay smarter.’ company, Opy USA, Inc., (Opy), and its parent company Openpay Pty Ltd (ASX: OPY) (Openpay), today announced a multi-faceted partnership with PatientNow; a US-based practice-management company that supports doctors and specialists to manage their practice, patients, and marketing in one place. Opy will incorporate its highly differentiated, next-generation Buy Now, Pay Smarter product offering within the PatientNow platform through this partnership. Opy is an evolved Buy Now, Pay Later (BNPL) service for consumers craving fair and affordable funding for meaningful and life-altering purchases.  

The partnership will scale Opy’s BNPL solution as it further broadens its footprint in the US healthcare market, delivering payment options to consumers when needing reliable financing the most. Through this partnership, Opy’s products will serve over 2,500 medical providers, many of whom are in the medical industry’s growing aesthetic/electives sector. 

The Opy and PatientNow partnership will feature full-scale integration, enabling partner practices to enjoy an easy, streamlined process to Opy’s flexible payment plans.  

“PatientNow has been looking for a modern solution like Opy that brings fairness, transparency, and flexibility and will refer Opy BNPL products to its medical practice partners,” said Brian Shniderman, Opy’s US CEO and Global Chief Strategy Officer for Openpay. “This partnership aligns with our mission to bring fairness, transparency, and flexibility to merchants and consumers through our payment and credit solutions that give consumers the confidence to make critical purchases.” 

Opy will provide training to PatientNow staff, making them an extension of Opy’s sales force and ensuring quality practice onboarding. In addition, Opy will gain access to healthcare and related sub-verticals through this partnership, such as elective surgery, where patients are undergoing life-changing procedures and looking for the most cost-effective way to pay for them without locking in deferred interest arrangements like traditional consumer loan offers. 

“Opy’s product is a perfect fit for larger healthcare treatment coverage instead of limiting both providers and patients alike to a single option,” said Charles Layne, Chief Executive Officer and Director at PatientNow. “Opy’s larger, longer, and customized plans created a powerful next-generation BNPL solution for those who need it the most.” 

“Partnering with PatientNow is extremely exciting for us not only within our early launch timeline, but they serve some of the fastest-growing segments in healthcare that are mutual interests of Opy,” said Mike Kimbell, Senior Vice President and Head of US Healthcare at Opy. “Their product direction takes a modern and patient-centered approach, offering patients choice.” 

The partnership further expands Opy’s objectives to launch and amass multiple wholesale merchant and distribution models with leading aggregators and Americanizing the Opy brand and platform, two vital initiatives completed in light of the company’s imminent US launch. 

For more information, www.opy.com

About Openpay and Opy 

Openpay Group Ltd (ASX: OPY) is a global, fast-growing, and highly differentiated provider of ‘Buy now pay later’ (BNPL) payment solutions. Through its platform, Openpay delivers the most flexible BNPL plans in the market, with longer terms – up to 24 months, and with higher limits – of up to $20,000. Openpay brings fairness, transparency, and flexibility to merchants and consumers alike, and focuses on industries where it can truly make a difference: Automotive, Healthcare, Home Improvement, Memberships, and Education. The company focuses on providing a greater range of payment solutions and has created a powerful next generation BNPL solution—Buy Now, Pay Smarter—that provides transparency and control to consumers when they need it most. Openpay’s B2B offering, OpyPro, is a SaaS-based platform that enables companies to manage trade accounts end-to-end, including applications, credit checks, approvals, and account management all in one system. Openpay provides services to, payment processors, merchants, and their customers in Australia, New Zealand, United Kingdom, and in the United States, where it operates under the brand name Opy. The company was recent ranked number 318 on the Deloitte Technology Fast 500™ Asia Pacific 2020, and is ranked 41 on the Deloitte Technology Fast 50 Australia. For more information, www.opy.com.  

About PatientNow 

PatientNow’s vision is to be the elective medical industry’s most trusted and intuitive practice management solution— fueled by innovation, integration, and strategic partnerships, delivered by a team with unrivalled grit. As is one of the industry’s only complete solution to manage all aspects of the modern elective medical practice. Integrated EMR, Practice Management, Patient Engagement, Digital Marketing & Photo Management. 

The merging together of PatientNow, Crystal Clear Digital Marketing and RxPhoto has created a platform that spans the entire aesthetic and elective procedures industry. Being leaders in their respective segments brought these three companies together. Since using tools from a diverse group of providers can cause confusion, overlap and loss of productivity, the three companies joined forces to provide a best-in-class solution that centralizes operations, increases efficiency, improves security, and runs an entire practice harmoniously. 

For more information, visit www.patientnow.com. 

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Opy USA and Cross River Announce Groundbreaking Partnership Including New BNPL Credit Program.

SAN DIEGO (October 5, 2021)‘Buy now, Pay smarter.’ company, Opy USA, Inc., (Opy), and its parent company Openpay Pty Ltd (ASX: OPY) (Openpay), have strategically partnered with Cross River Bank (“Cross River”) a technology-driven financial services organization that provides core infrastructure and embedded financial solutions, to offer Opy’s differentiated next-generation “Buy Now, Pay Smarter” products for consumer banking loans.

While many traditional Buy Now Pay Later (“BNPL”) programs cater primarily to small, retail purchases, Opy’s Buy Now, Pay Smarter services are aimed at a broad swath of consumers to help them afford and pay for crucial life needs with transparency and confidence. As Opy advances on its strategic plans to rapidly enter the US payments market, partnering with Cross River will accelerate Opy’s entry into the US marketplace and provides consumers access to loans ranging in amounts up to $20,000 and with terms up to 24 months.

“This foundational partnership with Cross River enables us to help consumers manage finances, preventing them from declining critical services and purchases due to costs, such as important dental care or an emergency pet surgery,” said Brian Shniderman, CEO of Opy and Chief Strategic Officer for Openpay. “Cross River is in a unique position in the lending ecosystem, and we are thrilled to choose Cross River as our partner in the US where we are already experiencing incredibly strong demand for our plans. This partnership will enable Opy to successfully fill a large void in the existing US market with our longer, larger, customised, and interest-free product.”

Cross River is known for merging the innovative offerings of a technology company with the established expertise of a bank and is currently powering many leading fintech’s across the globe. Founded in 2008, Cross River is a New Jersey state-chartered FDIC-insured bank. This partnership will build upon Opy’s six centralized pillars of success in creating meaningful alliances within the US while further amplifying the Opy name in providing lending solutions for financially responsible consumers. Cross River’s technological and banking capabilities, coupled with its strong focus on regulatory compliance and consumer protection, will help power this expansion and enable more consumers with access to safe and transparent credit products.

“Opy and Cross River are aligned in delivering an exceptional consumer experience from marketing and acquisition through servicing, as well as day-to-day operations, compliance, and risk management,” said Gary Stein, Chief Product and Compliance Officer of Opy. “We are looking forward to rollout our launch and align with such a trusted and innovative organization that thrives on its fintech roots and its abilities to enable market evolution.”

“Cross River powers innovative and responsible technology companies like Opy, enabling consumers to gain access to transparent, safe, and reliable financial services,” said Gilles Gade Founder, President and CEO of Cross River. “Utilizing our core infrastructure and embedded finance solutions, Cross River provides a complete suite of products for our partners, allowing them to focus on their growth.”

“Cross River was the perfect banking institution for this partnership as they can properly support Opy’s volumes and are well versed in using and implementing our state-of-the-art technology,” explained Efrat Yellin, CFO of Opy. “We’re excited about this important collaboration, paving the way for Opy to facilitate Cross River’s origination of closed-end consumer loans with increased operational and regulatory efficiencies. This newly founded alliance is just the start, and we look forward to what the future holds for the US payments industry.”

For more information, www.opy.com.

About Openpay and Opy

Openpay Group Ltd (ASX: OPY) is a global, fast-growing, and highly differentiated provider of ‘Buy now pay later’ (BNPL) payment solutions. Through its platform, Openpay delivers the most flexible BNPL plans in the market, with longer terms – up to 24 months, and with higher limits – of up to $20,000. Openpay brings fairness, transparency, and flexibility to merchants and consumers alike, and focuses on industries where it can truly make a difference: Automotive, Healthcare, Home Improvement, Memberships, and Education. The company focuses on providing a greater range of payment solutions and has created a powerful next generation BNPL solution—Buy Now, Pay Smarter—that provides transparency and control to consumers when they need it most. Openpay’s B2B offering, OpyPro, is a SaaS-based platform that enables companies to manage trade accounts end-to-end, including applications, credit checks, approvals, and account management all in one system. Openpay provides services to, payment processors, merchants, and their customers in Australia, New Zealand, United Kingdom, and in the United States, where it operates under the brand name Opy. The company was recent ranked number 318 on the Deloitte Technology Fast 500™ Asia Pacific 2020 and is ranked 41 on the Deloitte Technology Fast 50 Australia. For more information, www.opy.com.  

About Cross River

Cross River is a fast-growing financial services organization that merges the forward-thinking offerings of a technology company with the established expertise and traditional services of a bank. Since its founding in 2008, Cross River has developed strategic partnerships with leading technology companies, marketplace lenders and payment providers, while maintaining a strong focus on regulatory compliance and consumer protection. Cross River provides a highly secure, API-based banking platform and comprehensive suite of products encompassing lending, payments, risk management and Banking-as-a-Service (BaaS) offerings to deliver responsible financial solutions that empower businesses and consumers anytime, anywhere. Cross River Bank is a New Jersey state-chartered FDIC insured bank. For more information, please visit Cross River’s website at www.crossriver.com or Twitter @crossriverbank.

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Opy USA completes senior leadership hires as the company prepares imminent US launch.

San Diego, CA (September 28, 2021) OPY USA Inc. (Opy), the U.S. entity of parent company Openpay Group Limited (ASX: OPY) (Openpay), a global, diversified B2B and B2C payments fintech and differentiated Buy Now, Pay Later (BNPL) provider, prepares for its October US launch by recruiting key senior leadership team members within the United States. Today, Opy announced two additional new senior executive leaders: David H. Dancer as the US Head of Marketing and Beth Zampieri as Senior Vice President of Customer Engagement and Success. Dancer and Zampieri’s announcement follow Opy’s recent recruitment of several highly experienced, strategically selected leaders to help OPY introduce its unique, low-cost, flat fee BNPL product OpyPay and its B2B SAAS product OpyPro. Also recently recruited were Mike Smith SVP, US Head of Risk, Michele Raneri, US Head of Data and Consumer Product, Brett Adams, US Head of Product Strategy, Sharon Greenbach, Vice President, Consumer Compliance and Regulatory Counsel, and Jordan Hudis, Vice President, Capital Markets and Treasury.

“Opy is as much a cause as it is a fintech, with an entirely new approach to BNPL and B2B solutions. We are laser-focused on changing the way people pay, for the better. Replacing high-cost solutions that lack transparency and fairness, Opy’s unique combination of technology and very seasoned talent is bringing this cause to life.  With their unique blend of fintech, customer and merchant payments experience, as well as a proven track record of disruption and growth, David and Beth join the Opy team with the experience that will amplify the Opy brand across the U.S.,” said Brian Shniderman, Opy CEO and Openpay Global Chief Strategy Officer. “The US payment landscape is experiencing massive change, and Opy is differentiated in both its product offering, as well as its impressive lineup of seasoned, driven professionals who believe in our cause to help consumers avoid costly debt and alternative products that introduce gimmicks, tricks and traps like deferred and back interest. We welcome Beth and David to our team as we gear up for tremendous success ahead of our upcoming October 2021 U.S. launch”.

Notably, both Dancer and Zampieri’s experience includes extensive leadership at the large card issuers and networks, American Express and Visa. “It is an exciting time to join Opy as we launch our already established and differentiated brand in the US market.  Our product offering delivers unique value to our merchant partners who want to offer affordable and easy to budget payment options to their customers while giving consumers the ability to finance life changing purchases with confidence free of gimmicks and unexpected fees.” said Dancer.

“For the past few months, our executive team has made great strides in creating significant partnerships with key aggregators, and we know this is just the beginning for Opy,” said Zampieri. “Our incredible product, together with our absolute focus on placing the consumer’s and merchant’s success first, will catapult us into the US payments market.” Continued Zampieri.

With an emphasis on entering core verticals where Opy’s BNPL solution can make the biggest difference in people’s lives, the newly founded growth team continues its focus on healthcare, automotive services and repair, home improvement, education, and high-ticket retail, as well as concentrating on deepening channel partnerships.

For more information on Opy, visit https://www.opy.com/.

About Openpay

Openpay Group Ltd (ASX: OPY) is a global, fast-growing, and highly differentiated provider of ‘Buy now pay later’ (BNPL) payment solutions. Through its platform, Openpay delivers the most flexible BNPL plans in the market, with longer terms – up to 24 months, and with higher limits – of up to $20,000. Openpay brings fairness, transparency, and flexibility to merchants and consumers alike, and focuses on industries where it can truly make a difference: Automotive, Healthcare, Home Improvement, Memberships, and Education. The company focuses on providing a greater range of payment solutions and has created a powerful next generation BNPL solution—Buy Now, Pay Smarter—that provides transparency and control to consumers when they need it most. Openpay’s B2B offering, OpyPro, is a SaaS-based platform that enables companies to manage trade accounts end-to-end, including applications, credit checks, approvals, and account management all in one system. Openpay provides services to, payment processors, merchants, and their customers in Australia, New Zealand, the United Kingdom, and in the United States, where it operates under the brand name Opy. The company was recently ranked number 318 on the Deloitte Technology Fast 500™ Asia Pacific 2020, and is ranked 41 on the Deloitte Technology Fast 50 Australia. For more information, visit www.opy.com.

Opy USA Announces strategic partnership with Experian.

SAN DIEGO (September 23, 2021)‘Buy now, Pay smarter.’ company, Opy USA, Inc., (Opy), and its parent company Openpay Pty Ltd (ASX: OPY) (Openpay), today announced a strategic partnership with Experian to bring Opy’s Buy Now, Pay Smarter (BNPS) differentiated offering to the US market as well as other regions. Opy’s unique flat fee, no interest product will use numerous world-class Experian solutions to manage risk, guide users to make better financial decisions, and extend low-cost and more affordable and transparent loans to a greater number of consumers.

“Launching such a game-changing, transparent and affordable solution, one that’s as much as one-third the cost of existing loans, would not have been possible without the stack of outstanding solutions Experian offers,” said Brian Shniderman, Opy’s US CEO and Global Chief Strategy Officer. “The ability to work with one partner who offers so many of the pieces we needed to launch this solution was critical in our decision to partner with Experian. Opy’s BNPS solution will be offered through large ecosystem partners including global payments processors as well as merchant aggregators with tens of millions of consumers.”

Building on its existing relationship with Experian, the latest strategic partnership strengthens Opy’s commitment to Americanize the Opy brand and platform, one of its key pillars in measuring success through strategic partnerships. In addition, the partnership between Opy and Experian validates Opy’s commitment to accelerate its growth by providing consumers with a broader set of verticals where Opy’s solutions will provide financial ease for meaningful life purchases.

“For 13 years, as a Vice President at Experian, I witnessed first hand the value of Experian’s Consumer, Commercial, and Affinity solutions,” explains Michele Raneri, Opy’s SVP, Head of Data and Consumer Product. “Opy’s ability to leverage Experian’s countless tools to enable our operation will help drive business as well as continue to scale and grow Opy’s presence within the US market. This is an exciting expansion on our relationship to collectively increase Opy’s continued progress with large scale aggregators.”

“The role Opy will play in the financial services arena is a critical one, and we’re thrilled to provide Experian’s tools to enable their operation in many sectors, including healthcare and retail,” said Craig Boundy, CEO of Experian North America. “We’re excited to deepen our relationship with Opy to create new business opportunities and significant success for both companies in the near future. We look forward to this evolving relationship.”

For more information, visit www.opy.com.

About Openpay

Openpay Group Ltd (ASX: OPY) is a global, fast-growing, and highly differentiated provider of ‘Buy now pay later’ (BNPL) payment solutions. Through its platform, Openpay delivers the most flexible BNPL plans in the market, with longer terms – up to 24 months, and with higher limits – of up to $20,000. Openpay brings fairness, transparency, and flexibility to merchants and consumers alike, and focuses on industries where it can truly make a difference: Automotive, Healthcare, Home Improvement, Memberships, and Education. The company focuses on providing a greater range of payment solutions and has created a powerful next generation BNPL solution for those who need it the most, the responsible adult consumer looking to Buy now, Pay smarter. Openpay’s B2B offering, OpyPro, is a SaaS-based platform that enables companies to manage trade accounts end-to-end, including applications, credit checks, approvals, and account management all in one system. Openpay provides services to, payment processors, merchants, and their customers in Australia, New Zealand, United Kingdom, and in the United States, where it operates under the brand name Opy. The company was recent ranked number 318 on the Deloitte Technology Fast 500™ Asia Pacific 2020, and is ranked 41 on the Deloitte Technology Fast 50 Australia. For more information, visit www.openpay.com.au, www.openpay.co.uk, and www.opy.com.

About Experian

Experian is the world’s leading global information services company. During life’s big moments — from buying a home or a car to sending a child to college to growing a business by connecting with new customers — we empower consumers and our clients to manage their data with confidence. We help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organizations to prevent identity fraud and crime.

We have 17,800 people operating across 45 countries, and every day we’re investing in new technologies, talented people and innovation to help all our clients maximize every opportunity. We are listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index.

Learn more at www.experianplc.com or visit our global content hub at our global news blog for the latest news and insights from the Group.

Experian and the Experian marks used herein are trademarks or registered trademarks of Experian and its affiliates. Other product and company names mentioned herein are the property of their respective owners.

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Learn more at www.experianplc.com or visit our global content hub and our global news blog for the latest news and insights from the Group.

Opy USA Expands Senior Leadership Team Accelerating the Rollout of Opy’s Buy Now Pay Smarter Solutions in the U.S.

SAN DIEGO, June 8, 2021 – OPY USA Inc. (Opy), the U.S. FinTech division of its parent company Openpay Group Limited (ASX: OPY) (Openpay), a global leading Buy Now, Pay Later (BNPL) corporation, has announced four senior leaders to join the growing business. The announcement marks a significant milestone in the first pillar of Opy’s 6-pillar strategy; to recruit a strong leadership team within the United States. Each Senior Vice President will head a targeted Opy vertical, bringing extensive experience to further penetrate Opy’s presence within the BNPL market. With an emphasis on entering core verticals where Opy’s BNPL solution can make the biggest difference in people’s lives, the newly founded growth team will focus on healthcare, automotive services and repair, home improvement, as well as deeper channel partnerships.

“After announcing our expansion into the U.S. market just last year, we couldn’t be more excited to welcome such a professional and seasoned group to the Opy team,” said Brian Shniderman, Opy CEO and Openpay Global Chief Strategy Officer. “We are confident that we offer a highly differentiated, smarter BNPL solution for consumers and merchants. I look forward to working with this talented lineup, who will bring their focused expertise to expanding our offering across the United States,” explains Shniderman.

“The U.S. payment landscape is going through a tectonic change, and we are bringing in fairness, transparency, and flexibility to merchants and consumers alike by building payment solutions consumers crave,” Shniderman continues. “We are defining the future of payments, and we are excited by the disruption being created in the payments landscape. We have designed Opy from the ground up, and with it, we are creating the next generation buy now, pay later solution.”

Glenn Drake
Glenn Drake

Glenn Drake is the Senior Vice President and Head of Automotive and Mobility Business Development and Strategy for Opy. For almost twenty years, Glenn has developed and executed sales and marketing strategies for Jaguar Land Rover North America. He has worked in Europe, the Middle East, and three regions of the U.S., directing regional teams, overseeing all critical aspects of sales, parts and services, marketing, and franchise functions. Glenn will apply his vast knowledge to drive revenue development and partner optimization of the Opy platform. In addition, he will work to identify and develop best-in-class customer and merchant experience. A graduate of USC’s Marshall School of Business, Glenn received an MBA in Business, Management, and Marketing in 2007. He resides in Atlanta, Georgia.

Mike Kimbell
Mike Kimbell

Mike Kimbell is the Senior Vice President and Head of U.S. Healthcare for Opy. Leveraging his extensive industry experience, Mike creates and develops partnerships to improve both the merchant and patient experiences by integrating Opy’s flexible payment plans within the healthcare system. Before joining Opy, Mike dedicated 15 years to CareCredit as the Director of Sales, leading a U.S. sales team to grow revenue utilizing patient financing and market-related best practices. Mike received his B.S. at the University of Minnesota and will soon graduate with an MBA in Healthcare Management. He currently resides in Minneapolis with his wife Rebecca, his son Mason, his lovable golden retriever Dixie, and Oliver, his feline companion.

Kim Schwendeman
Kim Schwendeman

Kim Schwendeman is the Senior Vice President and Head of Channel Partnerships for Opy, working to propel strategic alliances to drive growth across the United States. Kim’s extensive background includes six years at Elavon, heading Digital Customer Enablement, and creating products and solutions that optimize user experience, engage and attract new business, and grow customer retention. Kim is an innovative global payments executive with a successful track record of driving commercial success across partner and integrated channels. She resides in Atlanta, Georgia.

Openpay launches into US & UK Healthcare markets with ezyVet

Partnership with cloud-based practice management software platform, ezyVet signals the formal launch of Opy USA’s differentiated offering into the US healthcare market and triggers Openpay UK’s expansion into the healthcare sector

MELBOURNE AUSTRALIA (March 22, 2021): ‘Buy now. Pay smarter.’ company, Openpay Group Ltd (ASX: OPY) (Openpay and Opy USA) announced its entry into the US and UK veterinary markets via new partnerships with ezyVet.

ezyVet is the next generation in cloud-based practice management software for veterinary professionals who want to save time, grow their business, and deliver excellence in all aspects of veterinary care. ezyVet supports clinical data across the workflows of over 40,000 licensed users and 2,000 practices across several countries.

Under the agreements, Openpay will be integrated as a payment option within the ezyVet vet practice management software, and ezyVet will introduce vet practice clients to Openpay. ezyVet has more than 2,000 practices globally, of which more than 1,200 are in the US, accounting for 25% of the veterinary cloud software market in the US. This partnership will enable any of ezyVet’s practices in the US and those in the UK to offer payment plans to pet owners seeking to spread the cost of their veterinary procedures and treatments.

Openpay plans on the ezyVet platform are expected to be made available to consumers in the UK before the end of FY2021 and in early FY2022 in the US.

Openpay CEO, Michael Eidel commented, “We launched with ezyVet in September last year in Australia to enable pet owners and their fur babies to access Openpay. With a surge in the number of pets being brought into families through COVID-19 lockdowns, this relationship really took off as people sought smarter ways to budget and pay for pet care.”

“We’re delighted to be taking the successful model and trusted partnership with ezyVet to our US and UK operations. This is an important milestone for us – it signifies our first significant US partnership and our entry into the UK healthcare vertical.”

ezyVet CFO Pete Brown said, “We like Openpay because it doesn’t restrict itself to just one vertical. Consumers can use it for their petcare, dentist and optometrist appointments, they can even service their car. This increases the likelihood of consumers already having the application on their phone.”


Brian Shniderman, Opy USA CEO & Openpay Global Chief Strategy Officer added, “With US$50.2b2 forecast spend in 2021 on US veterinary services, Opy will now be able to support pet owners’ payment needs so that they can take care of their most loyal friends that helped get them through the pandemic.”

“In the US, owners spend an average of around US$1,3803 annually on their dogs which make up the majority of pets in US households. We plan to be just as loyal to our customers as dogs are to their human families by giving them the ability to pay for unexpected illnesses and injuries that afflict all of their cherished pets.”


The ezyVet partnership signifies the Company’s first major US agreement and puts a substantial milestone marker in the second pillar of Opy USA’s six pillar strategy – to grow at scale in the US via a wholesale merchant strategy and distribution model.


In addition, this agreement delivers upon Openpay UK’s stated strategy to build upon its strong critical mass of customers in Retail to drive into its specialised verticals of Healthcare and Automotive.


Openpay looks forward to making regular market updates regarding its substantial growth plans.