Help every pet get the care they deserve.

See the many ways your hospital and your clients can benefit from Opy – the Buy Now, Pay Smarter solution.

What type of company are you?

Don’t let cost compromise care.

The average cost of an unexpected visit to the veterinarian can be anywhere from $800 to $1,500. 27% of U.S. consumers would have to borrow or sell something to cover a $400 expense*. As a veterinary professional, the last thing you want to see is a pet denied the treatment they need because of cost. Opy is the answer.

Give your pet the care they deserve.

Simple sign up.

Your clients can simply download the Opy app and get quick approval decisions.

Easy budgeting for larger spends.

Pet owners can avoid the stress of lump sum payments with loan coverage up to $20,000.

No hidden fees or surprises.

With Opy, your clients pay no setup fees – all costs are completely transparent.

Flexible, hassle-free finance.

Your clients can choose the plan length and terms that work best for them – by spreading their payments up to 24 months.1

Removing obstacles to quality care

Answering the needs of pets and their owners.

Opy makes quality care more accessible for your patients by making payments more predictable.

Cashflow certainty.

We take on the payment risk – your practice gets paid the next working day, while your patients pay us in installments.

Fair, transparent pricing.

We offer highly competitive rates to our partners and fee refunds for any patient refunds.

Grow and retain your client base.

Retain, reach, and attract new clients by offering a better experience.

Opy is tried and trusted around the globe.

Smart solution. Real results.

Our transparent and responsible solution is trusted by consumers and businesses across three continents. When offering Opy, our business customers see:

  • Greater conversion
  • Higher sales
  • Increased customer loyalty

“

Vet treatment can be very expensive for most people, and can sometimes be very unexpected as well. It is great to be able to offer this service to our clients.

We have fewer clients in debt with us, and the account gets paid straight away, so we can afford more services as we are not carrying a whole lot of debt.

Traci Edwards – Receptionist

Montrose Veterinary Clinic

A proven partner for veterinary hospitals.

We work with leading global and local veterinary groups – making their services more affordable.

1Loan options vary depending on eligibility and purchase amount. Eligibility based on your credit history and subject to a credit check, which will not impact your credit score. Due at checkout is an initial payment of 5% of your purchase price and a non-refundable plan establishment fee, which is equal to 0.5% of the purchase price. Monthly maintenance fee applies. Example of repayment based on a $2,000 purchase price: Loan plan amount of $1,890 for a 24-month term with a $87.20 monthly payment and an annual percentage rate (APR) of 9.98%. Fees are used to calculate the APR and in no event will the APR exceed 9.99%. Loan plans (fixed-rate, installment loans) through Opy USA Inc are made by Cross River Bank, Member FDIC. © Opy USA Inc 2021.

*Horch, AJ. “Most Americans Own a Pet, but Not the Insurance 1 in 3 Faithful Companions Will Need.” CNBC. CNBC, June 25, 2019.