Help your patients pay for the dental care they need.

See the many ways your practice and your patients can benefit from Opy – the Buy Now, Pay Smarter solution.

What type of company are you?

Don’t let cost compromise care.

According to, dental care is the number one medical service that Americans skip because of cost. As a professional, the last thing you want to see is a patient ignoring, delaying, or denying the treatment they need because of costs. Opy is the answer.

The right payment solution for your patients.

Simple sign up.

Patients simply download the Opy app to create an account and apply for a quick credit decision.

Easy budgeting for larger spends.

Patients can avoid the stress of lump sum payments with loan coverage up to $20,000.

No hidden fees or surprises.

With Opy, patients pay no setup fees – all costs are completely transparent.

Flexible, hassle-free finance.

Your clients can choose the plan length and terms that work best for them – by spreading their payments up to 24 months.1

Removing obstacles to quality care

Answering the patients’ needs.

Opy makes quality care more accessible for your patients by making payments more predictable.

Cashflow certainty.

We take on the payment risk – your practice gets paid the next working day, while your patients pay us in installments.

Fair, transparent pricing.

We offer highly competitive rates to our partners and fee refunds for any patient refunds.

Grow and retain your client base.

Retain, reach, and attract new clients by offering a better patient experience.

Opy is tried and trusted around the globe.

Smart solution. Real results.

Our transparent and responsible solution is trusted by consumers and businesses across three continents. When offering Opy, our business customers see:

  • Greater conversion
  • Higher sales
  • Increased customer loyalty

“Openpay allows our patients to attend to their dental health when it’s actually needed with the convenience of no interest repayments. This is a crucial benefit in minimizing the long term financial and health burden on our patients.”

Dr Kia Pajouhesh – Dr Kia Pajouhesh

Smile Solutions

1Loan options vary depending on eligibility and purchase amount. Eligibility based on your credit history and subject to a credit check, which will not impact your credit score. Due at checkout is an initial payment of 5% of your purchase price and a non-refundable plan establishment fee, which is equal to 0.5% of the purchase price. Monthly maintenance fee applies. Example of repayment based on a $2,000 purchase price: Loan plan amount of $1,890 for a 24-month term with a $87.20 monthly payment and an annual percentage rate (APR) of 9.98%. Fees are used to calculate the APR and in no event will the APR exceed 9.99%. Loan plans (fixed-rate, installment loans) through Opy USA Inc are made by Cross River Bank, Member FDIC. © Opy USA Inc 2021.