Spread the cost with flexible payment options.
Opypay allows consumers to spread the cost of the things they want and need over time, with no hidden fees.
- Flexible installment plans with longer lengths and higher limits
- Transparent fee structure and a responsible approach to lending
- Available across health, automotive, home improvement, retail and more
No payment risk. Lots of reward.

Fair & transparent pricing.
We offer fair rates to our partners, because when they win, we win.

Get paid upfront.
We take on the risk and you get paid upfront, while your customers spread the cost.

Increase ATV & conversion.
Take the fear out of big buys by letting customers manage their cashflow more effectively.

Reduce returns.
Customers make their first payment upfront, reducing post purchase regret and returns.

Gain new customers.
Reach new audiences through our extensive marketing channels.

Increase brand loyalty.
Flexible payment options give customers something to come back for.
Consumer benefits
Why consumers choose OpyPay.
70% of US cardholders say installments alleviate the stress of making large purchases.* But not all BNPL providers are equal. OpyPay offers consumers a smarter solution.
- Flexible plans with longer to pay when you need it most
- Simple, transparent terms and fees
- Responsible lending with careful application assessment, monitoring and support
*BofA Global Research 10 November 2020


Where can I use OpyPay?
OpyPay can be used for more than you think.
OpyPay supports consumers across all areas of their life, whether its moving into their first home, getting their teeth fixed, treatment for a sick pet or unexpected car repairs.
OpyPay is used by finance-savvy consumers as a cashflow management tool, ensuring they can responsibly budget to get the things they want and need.
Ongoing Support.
Trust in OpyPay.
OpyPay (or Openpay as we are known in Australasia and Europe) is trusted by merchants and consumers across three continents for our transparent and responsible approach to lending and our differentiated solutions.
- Rated excellent by our customers
- Australia’s leading BNPL provider in Auto and Healthcare
- Deloitte Fast 50 2020 award winner
