Opy is tried and trusted around the globe.

Buy now, pay smarter.

Life happens, things change fast, and Opy is there to help you pay for the things you need.

We can help you cover the costs of veterinary bills – without getting buried by surprise fees or interest later.

Our flexible payment plans are currently available from select veterinary providers and will soon be expanded to new categories.

Where you can use Opy


Give your pet the care they deserve.

We know you love your pet and we also know that check ups, treatments and those unexpected expenses can be hard to manage.

Opy’s here to help with flexible, monthly payment plans.

Coming Soon

We will soon be expanding into new categories offering our flexible monthly payment plans to meet your needs.

  • Big Ticket Retail
  • Education
  • Home Improvement
  • Optometry

3 simple steps to get started

Monthly payments that work with you.

With Opy, you’re in control. You choose who to pay. How to pay. Minimum amounts or more. To suit your needs, your budget, your life.

Loan options vary depending on eligibility and purchase amount. Eligibility based on your credit history and subject to a credit check, which will not impact your credit score. Due at checkout is an initial payment of 5% of your purchase price and a non-refundable plan establishment fee, which is equal to 0.5% of the purchase price. Monthly maintenance fee applies. Fees are used to calculate the APR and in no event will the APR exceed 9.99%. Loan plans (fixed-rate, installment loans) through Opy USA Inc are made by Cross River Bank, Member FDIC. © Opy USA Inc 2021.