Our mission.

To change the way people pay, for the better.

Operating across three continents we pride ourselves on our transparent relationships with our merchants, partners and consumers and our ability to offer the payment services they and their customers need.

Openpay has been a leading provider of payment services across AU & NZ since 2013. In 2019, we launched in the UK and in 2020 announced our expansion into the US market.

Our strongly differentiated ‘Buy now. Pay smarter.’ (BNPS) solution leverages our powerful technical platform, and provides the most flexible plans in the market, in industries where we can make a real difference, across Home Improvement, Healthcare, Auto Repair / Service, Memberships and Education as well as Retail.

Our finance-savvy customers (typically of a more mature demographic) use Openpay to budget smarter and spread payments over several months for all types of purchases.

Opypro, our unique Software-as-a-Service (SaaS) solution allows companies to manage trade accounts end-to-end, including applications, credit checks, approvals and account management. Our solution provides an affordable, scalable, low-risk way for businesses with long-term contracts to manage their accounts.

As we deliver on our mission to change the way people pay, for the better we will continue to innovate and evolve the future of payments.

Championing a responsible approach

Responsibility is core to everything we do.

Helping customers be smarter with their cash flow is a key part of what we do, and our positive app store and Trustpilot ratings demonstrate that we are building a trusted brand with a strong focus on customer happiness and support.

We strive to always act openly and transparently in everything we do. We work to be a responsible lender, protect our customers and nurture responsible spending behaviour in turn. We never want our customers to spend more than they can afford to pay back.

We perform a credit check on all customers to ensure that we set reasonable limits on their spending through Openpay, so that their repayments remain manageable.