Paying smarter couldn’t be easier.

Pick a plan. Spread the cost. It’s that easy.

Spread the cost. No interest. Ever.

Openpay lets you spread the cost of the things you want and need over time, with no hidden fees.

  • Monthly instalments aligned with your pay cycle.
  • No hidden fees and no interest. Ever.
  • Longer plan lengths to make larger purchases more manageable.

Here’s how it works

Sign up.

Sign up easily online or through our app. We’ll run a quick ID and credit check to verify your details.

Shop.

Go shopping with any of our partners and choose Openpay at checkout.

Spread it.

Pick your plan and pay your first instalment today. The rest is spread over 2 – 6 monthly instalments (depending on your purchase).

Quick questions

What do I need to use Openpay?
To sign up and get started you’ll need to:
  • Be 18 years or older
  • Provide a valid email address and phone number
  • Provide a valid Visa or MasterCard (both credit or debit cards are acceptable)
  • Provide a valid photo ID
Signing up is easy. Just download the Openpay app from the Apple App Store or the Google Play store. Or you can create an account online.
Yes, whatever the type of Openpay plan you chose, it will always be interest free.
We don’t charge any plan fees. If you miss a payment, you may be charged a late fee, but this is capped at a maximum of £15 per plan.
Yes, protecting your information is very important to us. All sensitive information is encrypted and we maintain stringent physical, electronic and procedural safeguards to protect your information. View our privacy policy here.

Can’t find what you’re looking for?

Our Help & Support centre is here to help you whether you want to know how it works, have a question about your plan or a problem you need our help to resolve.

Don’t just take our word for it.

Keep track in the app.

Easily manage your plans and track your upcoming payments with the Openpay app.

Scan the QR code with your phone
to get the app.

“Openpay is a brilliant way to pay for purchases.”

Sandra M

Need a helping hand?

Purchases. Payments. Plans. Whatever you’ve a question about, we’re here to help. Check out our Help Centre for handy articles or to get in touch with our Customer Service Team.