Our mission.

To change the way people pay, for the better.

Openpay Group Ltd (ASX: OPY) is a leading payments fintech, delivering smart and friendly solutions to pay and get paid. 

Openpay delivers an omnichannel financing solution that extends beyond traditional Buy Now, Pay Later in the form of their next generation “BNPL 2.0” product. BNPL 2.0 provides the gateway to complete transactions, up to $20,000 with payback terms of up to 24-months, across underserved BNPL verticals, including Automotive, Healthcare, Home Improvement, Memberships, Education, and Retail.

Openpay has fine-tuned its innovative products for both consumers and merchants, providing transparent terms with quick credit decisions and customisable payment plans for consumers, along with a B2B payments offering that facilitates end-to-end trade account management.

Championing a responsible approach.

Responsibility is core to everything we do.

Helping customers be smarter with their cash flow is a key part of what we do, and our positive app store and Trustpilot ratings demonstrate that we are building a trusted brand with a strong focus on customer happiness.

We strive to always act openly and transparently in everything we do. We work to be a responsible lender, protect our customers and nurture responsible spending behaviour in turn. We never want our customers to spend more than they can afford to pay back.

We perform a credit check on all customers requesting a limit increase to ensure that we set reasonable limits on their spending through Openpay, so that their repayments remain manageable.